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Right to the “3rd” power”: Mobile Payment the POS and ROI
The arc of loyalty/payment programing, particularly as it relates to mobile, is now mature enough for retailers to set long-term strategic goals. The high level strategy is about consumer engagement....
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The Target Breach: what it means to card and mobile ACH payment:
In the aftermath of the Target Breach, David Heun at American Banker writes that ACH decoupled debit could be the big winner saying “security may have suddenly become the product’s biggest selling...
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Lower fees get the headlines, but might not be the story. Why multiple...
Groucho Marx once said that “Politics is the art of looking for trouble, finding it everywhere, diagnosing it incorrectly and applying the wrong remedies.” Judge Leon might have been better served had...
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The MasterCard/Visa settlement; an alternative point of view.
Opportunities are often difficult to recognize and they do not come with their values stamped upon them. It is often hard to distinguish between easy choices and those of opportunity; such may be the...
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Surcharging for credit versus discounts for cash; why it makes a difference...
In the struggle between the Credit Card Associations and Retailers this week’s court decision reminds me of the old western film when two guys are fighting and the guy with the rifle runs out of ammo...
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New Bank fees set the stage for Merchant Issued Debit and Rewards.
The stage is set for an epic battle between the merchant community and the financial industry to win the consumers method of payment (MOP). This week, BoA joined the list of financial institutions...
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